Today, we all seek financial freedom, but expenditures prevent us from achieving it. The market is flooded with lenders promising to help people. As a result, with the introduction of new credit cards to meet the needs, competition is becoming increasingly intense. HDFC Bank is one of the market’s biggest lenders. It offers a variety of credit cards to meet the demands of various customers. The HDFC Moneyback Credit Card was introduced with the same goal of assisting customers. This credit card is aimed at people who seek cashback on every transaction. Furthermore, when you shop online, you will receive 2x reward points. You will have several possibilities to receive money-back prizes here. Keep reading the article to understand “What are the HDFC Moneyback Credit Card’s rewards and benefits?”
The rewards offered by HDFC Moneyback Credit Card
Here are the rewards you will get from the HDFC Moneyback Card:
- You will receive 2 reward points for purchasing Rs. 150.
- When you purchase Rs. 150 online, you will receive 2x reward points.
- The HDFC Moneyback Card offers exclusive gift vouchers worth Rs. 500 to clients who spend Rs. 5 lakh in a quarter.
- Every year, you will receive gift cards valued at around Rs. 2 lakh.
Benefits of HDFC Moneyback Credit Card
When you look at the perks of the HDFC Moneyback Credit Card, you will find a slew of them for less than Rs. 500 joining fees. Further, these are the benefits that can avail of the Moneyback HDFC Credit Card:
- Zero liability for missing cards If your card is lost or stolen, you will not be held accountable for any fraudulent transactions. Furthermore, according to HDFC Bank, you should notify the bank as soon as possible.
- You will have up to 50 days interest-free after receiving the Moneyback HDFC Credit Card.
- Fuel surcharges would be waived by 1% at all petrol pumps in India.
- Customers who use the Moneyback HDFC Card receive welcoming benefits. As a welcome bonus, you will receive up to 500 cash points when signing up for the card.
- The Moneyback HDFC Card has an Rs. 500 joining fee and a Rs. 500 renewal cost. You can, however, avoid such renewal fees by spending around Rs. 50,000 in the first year.
- With this HDFC Credit Card, you may convert large purchases into tiny EMIs after purchase. It helps to alleviate the strain of quick bill payment at a given time.
- The HDFC Moneyback Credit Card features contactless payment technology. It contributes to a quicker and more secure payment gateway.
- The reward points you earn through the credit card can be redeemed.
Conclusion
The HDFC Moneyback Credit Card is one of the best cashback credit cards in India due to the number of rewards it provides. The HDFC Bank is continuously attempting to resolve financial difficulties raised by the general public. You may view many HDFC Credit Cards on its official website, which was developed with the goal of catering to each sector.
The membership cost for the Moneyback HDFC Card is Rs. 500. Furthermore, when you look at the benefits it provides, you will notice a slew of advantages. Without a doubt, this credit card is worthwhile to get. Furthermore, to receive the credit card, simply visit the official website of HDFC and obtain it from there. To get the credit card, you should be required to produce documents such as evidence of identity, aadhar proof, a PAN card, proof of income, and a colored passport-size photograph. It is demanded to confirm the identity of the applicant. However, the bank may demand further documents if required.
